OneFi FAQs

Default solution folder, feel free to edit or delete it.

How do I apply?
You can apply online or call us, we will send an experienced sales representative to you.
Tue, 24 Mar, 2015 at 9:36 PM
What happens if I default?
One Credit limited employs the use of debt collectors to recover outstanding amounts due from clients. In addition, prolonged non - repayment/non - settl...
Tue, 24 Mar, 2015 at 9:36 PM
How long do I have to wait after repaying a loan in full before I can reapply for a new one?
You can apply for a fresh loan instantly. One Credit will consider the performance of your previous loan(s) and your current financial circumstance before a...
Tue, 24 Mar, 2015 at 9:37 PM
Can I have more than 1 loan at a time with you?
No. As responsible lenders, One Credit does not offer multiple loans to any one individual.
Tue, 24 Mar, 2015 at 9:38 PM
Can I pay down my outstanding loan before the end of the loan?
Yes, however early settlement does not attract discounts on the interest charge, this means that full interest repayment will be required.
Tue, 24 Mar, 2015 at 9:38 PM
Can I extend my loan?
No. Please ensure you select repayment terms you are comfortable with as One Credit will expect you to strictly adhere to the contract.
Tue, 24 Mar, 2015 at 9:38 PM
Can I make a part payment of monthly installment due?
No, we only accept full monthly repayments at the agreed date and intervals, using your postdated cheques.
Tue, 24 Mar, 2015 at 9:39 PM
How do I repay a loan?
Repayment will be taken using the postdated cheques you provide while applying for the loan. We may allow you to make transfers and cash deposits on rare...
Wed, 25 Mar, 2015 at 8:52 AM
When will the repayment be due?
Your first repayment is due on the next salary date after the loan is disbursed into your account and subsequent repayments will be on same day of the mo...
Wed, 25 Mar, 2015 at 8:53 AM
I want to change the amount I have applied for, can I do this?
Yes, you can change the amount before the loan is approved and disbursed. Please note that this may cause delays in the process.
Wed, 25 Mar, 2015 at 8:53 AM