There are a few reasons behind loan application rejections. The most common reason is that the applicant didn’t share all of the information required in the application or filled in invalid details. However, there can be other reasons. As a responsible lender, we take steps to ensure we only extend credit to the right profile of applicant, so that our clients won’t become too indebted. Another reason is that the applicant simply doesn’t match the profile we normally lend money to. Whatever the situation, we recommend coming back to our platform in 1 or 2 months to re-apply, since the criteria of these decisions are constantly refined.